From antique to classic, special interest or modified your car is your baby. You work hard to keep it running at it’s peak and increase it’s value so it’s important that it’s protected. When you’re driving a classic car you’ll need all of the same kind of insurance you’d need for your regular car, but since you likely don’t drive year round and you use it significantly less, classic car insurance is the right choice for your pride and joy.
Requirements for Classic Car Insurance
Age of the Car
The Insurance Bureau of Canada defines classic cars as cars older than 15 years old.
Some insurance companies require a certain percentage of the car to be original, meaning parts haven’t been replaced.
Most classic car policies have strict rules about how often and what you can use your classic car for. Typically it can only be used to get to and from shows, occasional pleasure outings and may only be driven in certain seasons and under certain distances. For most insurance companies this means that you must have a primary car for your daily driving.
Our harsh Canadian winters force even the most enthusiastic car owner to store their classic for the winter. Insurance companies usually want proof that you’ve stored your car in a safe place.
Good Driving Record
The older the car the riskier it tends to be, that’s why most insurance companies require drivers to have at least 10 years of driving experience and at least 3 years of clean driving; that means no tickets, demerit points or other problems.
Protect your prized ride with us. Our team will work with you to find coverage based on your needs.
Get Car Insurance Quote Now!
How would you like to be contacted?
Featured Insurance Resources
09 April 2018 / Motorcycle Insurance, All Resources, Car Insurance
There is nothing like a fun, harmless, well-planned prank between friends or family on April Fools to start the month off right. For example, exploring the use of a new emoji’s is a harmless activity. But exploring new emoji’s while behind the wheel? That’s very different and deadly story. Distracted Driving Month April is distracted
03 April 2018 / All Resources, Tenant Insurance
Day light savings has come and gone. The days are beginning to get longer, and even if we have to wait a little longer than usual, summer will eventually arrive! As the ice thaws, thousands of cottage owners will turn an entrepreneurial eye on their home away from home. Cottages are a lot like dogs.
27 March 2018 / All Resources, Home Insurance
Moving to a new place is turbulent. Like a kid going to a new school, you can’t help but wonder if you are going to fit in. Will you need a new job? Will your coworkers be fun? And where exactly did you put the instructions for your build-it-yourself furniture? There is a lot of