Nothing beats time spent with family and friends at the cottage. There are lots of options for protecting your home away from home. A cottage can be listed on your home insurance policy as a second property or you can have a standalone policy.
If you add your cottage to your home policy you can get bundling discounts, which means you’ll have some extra cash to stock the cottage beer fridge.
Because most people aren’t at their cottages full time, certain risks like pipe bursts, and vandalism are harder to insure, which is why most cottage insurance policies are “named perils only”. This means that the insurance company will only cover the basics like liability, fire, lightening, objects falling outside and wind.
With cottage insurance you also have the option to cover your personal items. If most of your stuff travels back and forth with you, you might not need to cover your property inside the cottage. Or if your cottage is like a second home, furnished with only the finest you may want to cover those items. With cottage insurance you have options.
- Docks, boat houses and other buildings
- Theft, Vandalism
- Boats, Sea Doos, ATV and other toys
Get a Cottage Insurance Quote Now!
How would you like to be contacted?
Featured Insurance Resources
27 May 2019 / All Resources, Lifestyle, Uncategorized
Cyclists across Canada are constantly faced with bicycle theft. We want to help you learn the best practices for protecting yourself against this.
14 May 2019 / All Resources, Car Insurance, Lifestyle, Uncategorized
Track Day events are a truly unique experience. You meet people with similar interests to you, you learn and develop new skills and you live out your childhood fantasy of taking Forza to the real world. If you've been looking for a reason to get on the track, now is the time.
08 May 2019 / All Resources, Home Insurance, Lifestyle
With Spring in full-force, homeowners are often faced with the destruction and damage left behind from winter’s thaw.