Insurance for Your House
Home is where the heart is *and where the wifi connects automatically.* It`s also, where you live, where memories are made, where you spend time with family and friends, and where your most valuable possessions are kept.
What Does Home Insurance Cover?
Whether it’s a rental, condo or home you own, all types of home insurance have two things in common. They all have coverage for:
The property portion of your home insurance policy covers the things you have in your home. This includes everything from your clothes, to electronics, and furniture. If you want to know if you have enough coverage, start by making a list of everything you own and their value. Most policies have limits on things like jewellery collections, sports equipment and art, so it’s important to know how much your things are worth. Our brokers can help determine the coverage that’s right for you based on what you own!
The liability portion of your home insurance policy covers you if you are held liable or responsible, for injury or unintentional damage caused by people who visit your home. For example, if your best friend slips on a snow covered driveway or trips over the carpet in your living room. It also provides protection if you damage the property of others such as a water leak from your condo into another unit or a tree on your property that falls and damages a neighbour’s house.
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